About Us

In 2002 Guardian General Insurance Limited emerged on the Caribbean insurance market. Some may have mistaken us as a new player but in fact, we had been on the playing field for over 50 years.

In 2001 Guardian Holdings Ltd. acquired N.E.M. (West Indies) Insurance Limited (NEMWIL). NEMWIL which was formed in 1960, represented National Employers Mutual General Insurance Association which had been conducting business in Trinidad since 1927. At the time of the acquisition, NEMWIL was the largest property & casualty insurer indigenous to the Caribbean, trading in over 17 territories.

In December of 2001 Guardian Holdings Ltd. acquired the Caribbean Home Insurance Company. Established in 1973, Caribbean Home operated mainly in the Southern Caribbean with a few operations in the more Northern Territories. As well as its reputable property and casualty business, they also maintained a sizeable health insurance portfolio in Trinidad & Tobago and Barbados.

When the operations were consolidated to form Guardian General Insurance Limited the health insurance portfolios for both companies were transferred to our sister company Guardian Life of the Caribbean thereby making Guardian General Insurance Limited a purely property and casualty insurer.

Today, Guardian General Insurance Limited is the largest property and casualty insurer that is 100% Caribbean owned.

Serving People, Trust, Integrity, Quality

To be the customer’s preferred choice in financial planning and insurance.

We shall operate as one integrated, customer-centric company – a company which sees the world through its customer’s eyes and delivers its brand promise consistently at every customer touch point.