This policy covers Third Party Liability, Fire and Theft and Accidental damage to your vehicle.

In addition to Third Party Cover and Fire and Theft, it provides cover for loss of or damage, accessories and spare parts while on the vehicle and the cost of wrecking/towing services.

Comprehensive Policyholders have automatic free benefits under the policy

  • Damage to Garage by Fire
  • Medical Expenses
  • Personal Accident cover to you and your spouse
  • Luggage and Personal Effects

Optional Extra Benefits can also be purchased

  • Special Perils
  • Windscreen
  • Personal Accident to unnamed passengers
  • Courtesy Car/Loss of Use
  • Agreed Value
  • Hospitalization
  • Increased Legal Expenses – manslaughter
  • Increase Third Party Limits of Liability
  • Waiver of Excess 

Insureds have an option to choose either the courtesy car or the hospitalization benefit free.

Complete and print a Private Motor Vehicle Insurance Proposal Form and drop it off at any of our offices for more information.