Third-Party Coverage

This covers your liability for bodily injury to third parties and damage to third party property. If you have to face a claim for accidental bodily injury to another person or for damage to their property, as a result of negligence arising out of the use of your motor vehicle, we will pay any damages up to the limits on the policy selected by you.

Guardian General’s Third Party Limits of Liability are as follows:

Third Party Property Damage

  • TT $1 million in respect of any claim by any one person
  • TT $2.5 million in respect of any series of claims arising out of one event.

Third Party Bodily Injury

  • TT $2 million in respect of any claim by any one person
  • TT $4 million in respect of any series of claims arising out of one event.

Third-Party Fire and Theft

In addition to Third Party Cover, if your vehicle is covered for Third party Fire and Theft we will also pay for loss of or damage to your vehicle by fire, explosion, self ignition or lightning, burglary, housebreaking, theft or attempted theft.

Complete and print a Private Motor Vehicle Insurance Proposal Form and drop it off at any of our offices for more information.